AARP life insurance products offer you and your family Protection For the Future.
The AARP Life Insurance Program are underwritten by New York Life Insurance Company and the plans have been developed in order to offer the most choices in protection and still offer affordable coverage for your life. The current product portfolio offer AARP members the ability to cover all of some of the following events;
• Medical or funeral bills
• Mortgage loans or other debts you may leave behind
• Everyday living expenses
Get an AARP life insurance quote now!
Level Benefit Term
|
Extra Protection
|
Permanent
|
Guaranteed
|
|---|---|---|---|
| Protection that lasts for a set time period | Higher coverage amounts; Protection that lasts for a set time period | Protection that can last a lifetime | Guaranteed acceptance† for protection that can last a lifetime |
| Up to $50,000 in protection | $50,500-$100,000 in protection | Up to $50,000 in protection | Up to $15,000 in protection; Limited benefit for first 2 years |
| Can last to age 80 | Can last to age 80 | Can provide lifetime coverage | Can provide lifetime coverage |
| Lower initial premiums that increase over time | Lower initial premiums that increase over time | Affordable premiums won’t go up just because you get older | Affordable premiums won’t go up just because you get older |
| No physical exam | No physical exam | No physical exam | No physical exam |
| Acceptance based on answers to three health questions | Acceptance based on answers to a few health questions and other information we collect | Acceptance based on answers to three health questions | No health questions; Includes extra mortality risk charge |
Monday – Friday: 8 a.m. to 10 p.m. (ET)
Saturday: 9 a.m. to 5 p.m. (ET)
The AARP Life Insurance Program is exclusively for AARP members. It’s easy to join AARP and apply for life insurance coverage at the same time.

